etika’s intuition module allows for a soft credit search on your customer and offers alternative amounts and durations if the purchase doesn’t fit within your customer’s budget.
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The etika intuition module has two key benefits;
etika intuition enables an initial soft credit search that does not leave a mark on your customer’s credit file. Only customers who complete a full application after the soft search check, will have a hard search on their credit file.
Customers can discover their budget early on in the journey, allowing redirection to products they can afford. This is a better customer experience and can potentially deliver otherwise lost sales.
Find out moreetika intuition’s soft credit search does not leave a mark on your customer’s credit file. Only customers who complete a full application after the Intuition soft search check, will have a hard search on their credit file.
A hard credit check verifies how much credit the customer already has available and how consistent they have been in making repayments. It will affect the customer’s credit score and potentially their future chances of getting credit.