Allows you to host our finance application journey on your website up to point of E-sign.
Contact sales
Frictionless process and customisable messaging, resulting in a positive user experience and reduced drop-off rate for your business.
Customers don’t leave your website prior to E-sign of the loan agreement, so friction in the buying process is minimised.
The application process will be aligned with your brand.
Online application, with in store transaction completion is possible.
You are likely able to approve more applications and can direct declined customers to alternative payment methods.
Allows for ‘soft’ credit search and a budget for your customer early in the journey, to provide affordability transparency.
of the global shoppers abandoned their cart. A key driver is offering insufficient payment options.
J.Clement, Shopping cart abandonment rate worldwide 2020, by industry - Statista - June 30, 2020
of consumers now say that the availability of digital payment options would impact their choices of where to shop.
Pymnts.com, The How We Shop Report, September 2020
of consumers abandon their cart because of a lack of payment options.
Susannah Morris, Psychology of Ecommerce Sales: Consumers and the Ecommerce Checkout (infographic), Hubspot - August 03 2017
The customer journey of the is a simple integration that uses our modern APIs and follows six easy steps:
Customer completes their application on your website.
The information reaches etika via APIs.
etika returns a status notification to you with a decision.
You can display the decision to your customer while they are still on your website.
If approved, your customer is directed to E-sign the contract on our site. If it is declined, you can offer your customer an alternative payment method.
If approved, your customer completes the transaction on the website or in store.
